Solar Finance South Africa
Own Your Solar System, Without the Upfront Cost
Stop letting capital constraints delay your transition to clean energy. We provide a clear path to solar ownership through reputable finance partners, allowing you to use the energy today while we handle the technical and financial complexity.
Book Your Commercial Energy Audit
Ready to see how solar fits into your business strategy?
Or call us on +27 71 471 5089 to speak to a commercial energy specialist.
What is Rent-to-Own (RTO) solar finance?
Rent-to-Own allows businesses to install solar systems with zero upfront capital. A finance partner funds and maintains the system, while the business pays a monthly rental and takes full ownership at the term’s end.
Proven Financial Structures
for South African Business Growth
Rent-to-Own (RTO)
The most popular model for C&I clients wanting ownership without capital outlay. Includes managed maintenance and a clear path to asset transfer.
Power Purchase Agreement (PPA)
A pure operating expense model where you pay only for the electricity generated at a rate negotiated below the Eskom tariff.
Instalment Sale
Ideal for building equity immediately. Claim Section 12B tax depreciation while paying off the asset through fixed, predictable monthly instalments.
Off-Balance-Sheet Finance
Specifically structured for large corporates (300kW+) to preserve credit facilities and improve ESG reporting without affecting debt ratios.
Which Solar Finance Structure is Right for Your Business?
Get an instant estimate of your system size, monthly savings, and payback period. Adjust sliders to match your energy profile.
Rent-to-Own (RTO)
Upfront Capital
- R0 — Zero Upfront
Ownership
- Transfers at End of Term
Maintenance
- Fully Managed by Partner
Balance Sheet
- No Impact During Term
Tax Benefit
- No Impact During Term
B-BBEE Advantage
- Yes
Power Purchase (PPA)
Upfront Capital
- R0 — Zero Upfront
Ownership
- Sakisa Retains
Maintenance
- Fully Managed by Partner
Balance Sheet
- No Impact
Tax Benefit
- Finance House Claims
B-BBEE Advantage
- Yes
Instalment Sale
Upfront Capital
- Low Deposit
Ownership
- Yours from Day One
Maintenance
- Client Responsibility
Balance Sheet
- Asset on Balance Sheet
Tax Benefit
- You Claim Section 12B
B-BBEE Advantage
- Yes
Calculate Your Estimated Savings
Get an instant estimate of your system size, monthly savings, and payback period. Adjust sliders to match your energy profile.
Eliminating the Risks of Commercial Solar Investment
Section 12B Tax Incentives
Under current South African law, businesses can claim accelerated depreciation on renewable energy assets, significantly improving the internal rate of return (IRR).
Reputable Funding Partners
All SAKISA finance solutions are funded through leading SA banks and asset finance specialists, ensuring your project is backed by credible, well-capitalised institutions.
Operational Continuity
Under RTO and PPA models, the finance partner assumes the technical risk. If the system doesn't perform, they are responsible for fixing it, not you.
Can I purchase the solar system before the end of the term?
Yes. After the 5th anniversary of the agreement, you can exercise an early purchase option at fair market value, calculated according to a pre-agreed buy-down schedule.
Book Your Commercial Energy Audit
Ready to see how solar fits into your business strategy?
Or call us on +27 71 471 5089 to speak to a commercial energy specialist.